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Figure out what will work the best for you.
Where will your retirement income come from? Some from Social Security, probably. And some from a 401(k) or other type of employer-sponsored plan. But many Americans also have Individual Retirement Accounts. There are two major types: a Traditional IRA and a Roth IRA. Steady contributions to either type can help you build a sizable portfolio. But the accounts have their own unique tax advantages. This calculator might help you figure out whether a Roth or a Traditional IRA might best suit you.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. TCU Investment Services and Teachers Credit Union (TCU) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using TCU Investment Services, and may also be employees of TCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, TCU or TCU Investment Services. Securities and insurance offered through LPL or its affiliates are:
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