Payment Options


Online Banking

We're all about making things easy. After all, why write a check and stick it in the mail when you can simply go online and pay with a few clicks? Online Banking offers the easiest method to pay on any loan you have with TCU: mortgage, home equity, auto, personal loans and credit cards. 

Ready to get started? Click the Login button on the page to sign-in to your Online Banking profile. If you're new to Online Banking, click Login and then select Enroll.


Mail your Payment1

Teachers Credit Union
P.O. Box 1395
South Bend, IN 46624-1395


Pay in Person

Visit a local Service Center to pay your loan. 

Find Service Center


Call Member Services4

(800) 552-4745
Mon-Fri  7:00 a.m. to 10:00 p.m.
Sat   8:00 a.m. to 5:00 p.m.


Pay by Debit Card or ACH 

TCU loans can be paid using debit card or ACH from other banks or credit unions with TCU's new Online Loan Pay. There’s no charge for ACH payments and only a $8 fee to pay by debit card when you use the self-service tools.2

Make a one-time payment as needed, or schedule recurring payments, it’s your call. You can even choose to set up an account or pay as a guest. All you need is your member number and the last 5 digits of the primary member’s social security number to take advantage of this convenient service.


Online Loan Pay FAQs


Bank by Phone

Easily transfer money to your TCU loan accounts through automated phone options:

Bank by Phone
Call (800) 284-4725 and follow the prompts to setup automated phone banking. Make sure to have your member number and 3-digit loan number available.


Skip a Payment

For just a $25 fee, you can defer your upcoming loan payment to catch up on other bills with Skip A Pay. You may even qualify to skip up to two payments during any 12-month period!3

Qualifications for a skip

  • Loan can’t be delinquent
  • Must be scheduled at least 3 days prior to the due date
  • Funds for the fee must be available
  • Only 2 skips allowed in a 12-month period

Getting started is easy:

  1. Click the Login button and sign-in to Online Banking
  2. Select the Skip a Pay tile
  3. Follow the instructions to schedule your skip