Mobile & Online Banking Video Transcripts

Sneak Peak: TCU Mobile & Online Banking Overview

The future of TCU Mobile & Online Banking is here!

What’s new?

  • Custom built exclusively for TCU members
  • Bright and modern mobile-first design
  • And “Tiles” for each of your banking services

Experience Better Banking 24/7! Here’s what you can do:

  • Monitor account balances
  • Transfer funds between your accounts
  • Deposit checks from your phone
  • Set up automatic payments with Bill Pay
  • Open new accounts & apply for new credit cards or loans
  • Track your Debit Rebate
  • Request to skip a loan payment
  • Monitor your Round-Up Savings
  • Manage overdrafts
  • And much more all on your mobile device!

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile


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Debit Rebate

Earn cash back on debit card purchases!

Here’s how it works

Get 0.5% cash back on all non-PIN transactions made with your debit card. You can earn up to $5,000 every year!

Access debit rebate in TCU Mobile and Online Banking:

  • See rebate progress
  • Check amount spent
  • Review rebate history
  • Track your activity
  • Cash out when you hit $30!

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile


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Overdraft Management

Overdraft anxiety?  Consider Overdraft Management*

Life happens…and sometimes, so do unexpected bills, calculation errors, and financial emergencies. Even though there may be a cost, Overdraft Management can help reduce larger fees and avoid denied purchases.

Coverage options include:

Account Transfer Protection: Your first line of protection.  If your checking account should run short, funds are automatically transferred from another one of your deposit accounts or line of credit. 

$2 per transfer from a deposit account (savings, money market or checking):  The $2 does not apply when transferring from a line of credit – corresponding interest is charged on the amount advanced.  You must opt-in for this service.

Courtesy Pay:  An extra layer of protection.  If there are not enough available in your Account Transfer Protection options, we may cover the negative balance for a fee. Items are paid at our discretion.  $32 per overdraft item per presentment.

Debit Card Authorization:  Opt-in to authorize your debit card purchases at the time of sale, even if your account balance is running short. Authorization is at our discretion; a $32 fee at settlement is charged if your actual balance is insufficient.

Get protection and peace of mind with TCU’s Overdraft Management options.

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile

* Standard overdraft/insufficient funds fees still apply if your account balance is less than the purchase amount.


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Round-Up Savings

Automatically build up your savings whenever you use your TCU debit card!

With Round-Up Savings, all debit card purchases get rounded up to the nearest dollar…and the difference is deposited into your savings account each day!

Enrollment is free and simple.

1. Go to the Round-Up Savings tile in TCU Mobile and Online Banking.

2.  Choose the checking account you’d like to enroll, then pick where to deposit your savings.

3.  Now just sit back and watch your savings grow effortlessly!

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile


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Skip-A-Pay

Sit back, relax and skip your loan payment for one month with Skip-A-Pay!*

Scheduling a skip is quick and easy!

  1. Check your Loan Eligibility.
    You’re eligible to skip a payment as long as:
  • All previous loan payments have been paid
  • Your account is in good standing
  • You’re able to cover the $25 skip fee from your TCU checking or savings account
  1. Schedule a Skip
  • Select the loan account and follow the instructions
  • Be sure to schedule your skip at least 3 days before the due date
  • Schedule skips for up to 2 loan payments within a rolling 12-month period

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile

* Standard Skip-A-Pay Fee $25.  Loans excluded: Mortgages, Credit Cards, HELOCs, Commercial Loans/Lines, Unsecured Lines of Credit, Loans with balloon payments. Certain restrictions apply. Your skipped payment (including principal and interest) will be added to the end of your original loan term, extending the term by one month for each loan holiday approved. NOTE: If you have set up loan payments to transfer automatically each month from your TCU (or other financial institution's) account, you will need to turn off the automatic payment for the month you intend to skip.


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WalletFi

Monitor & manage all your subscriptions and recurring payments connected to your TCU cards with WalletFi
 

Check out WalletFi to see…

  • Cards linked to your favorite subscriptions
  • Your recurring bills (insurance, utilities, and more)
  • Your cards on file as a payment method with various shopping websites

For your subscriptions, bills, and cards on file you can:

  • View transaction history by company
  • Switch, cancel or contact company

Need help budgeting?  Track monthly spending in WalletFi!

View your linked financial institutions & link new accounts, powered by Plaid. Stay conveniently connected to your TCU card activity…it’s all inside WalletFi!

Better Banking with TCU Mobile!

Get the app at tcunet.com/TCUmobile


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Home Screen Overview

Get ready to experience Better Banking!

We’re so glad you’re here!  Welcome to your home screen dashboard

Account Carousel

  • Swipe left through the carousel to view a summary for each of your accounts and loans.

Account Summary

  • Drag the bar down to view all of your account and loan summaries on the home screen.

Account Tile Arrangement

  • Click and hold an account tile until it turns, then move it and release.  You’ll see the change next time you log in

Tile Drawer

  • Scroll down to view the tiles.  Each tile holds a different TCU service.

Hidden Tiles

  • Swipe left and click the “trash icon” to hide tiles that you don’t use.

Find Hidden Tiles

  • Click the “plus” sign to see the tiles you’ve hidden and add services back to your Tile Drawer

Tile Sizes

  • Swipe right to customize the size of certain tiles:  small, medium or large

Reordering Tiles

  • Click and hold the custom tile until it turns diagonal, then move it and release

Want to download your transactions?

  • Use the download feature to save your files in various formats, including Quickbooks
  • Click on the account summary
  • Click the Search icon
  • Click the Filter icon
  • Enter the ranges for the transactions you want to see
  • Once you’ve selected your filters, hit Apply
  • You’ll see this screen as we search (screen says “Searching for transactions…”)
  • To download the list, tap the download icon
  • Select your preferred file format, download and save! 

Resources at your Fingertips

  • Use our Contact & Help tile to discover the many ways to connect with TCU!

Check out Alice, our Chatbot

  • Use Alice to get more information or connect to a live agent!
  • Select the Chatbot icon
  • Scroll down in the chat window
  • Click “Register for Chat”

Wooho! You Did it!

Get ready to experience Better Banking!


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Account Tile Arrangement

  • On Mobile, swipe down on your Account Carousel.  On Desktop, click on “View All Accounts.”
  • Click and hold an account tile until it turns, then drag it to the preferred position.
  • You may have to log out and log back in to see the change reflected.

Visit our Contact & Help Tile to contact us with any questions!


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Making a Transfer

  • To get started select the account tile you’d like to transfer from
  • From your account, click/tap the transfer button.
  • Choose the account you’d like to transfer FROM and the account you’d like to transfer TO
  1. Enter the transfer amount
  2. Enter the delivery date
  3. Add a note, if desired & then Click/tap ‘Review Transfer”

1. Click/tap “Submit Transfer”

2. Click/tap “Done”

3. Click/tap “BACK TO DASHBOARD” at the top.

  • To review transfer details, find your Transfers Tile
  • PLEASE NOTE:  Your Transfer List displays on the bottom half of the tile with past and future-scheduled transfers within a 30-day period. This list does not include transfers received.  Transfers received are found in your account tile.  Click/tap the specific transfer you’d like to see details for.

Visit our Contact & Help Tile to contact us with any questions!


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Customizing Your Tile Drawer

  • Customize your Tile Drawer by reordering, hiding/unhiding, or resizing your tile
  • Reordering Tiles:  Click/tap and hold the custom tile until it turns diagonal, then drag it to the preferred position and release.
  • Hide Tiles:  Swipe left on mobile or click and drag right to left on desktop.  Then, click/tap the “trash can” icon.
  • Find Hidden Tiles: Click/tap the “plus” sign at the top of the Tile Drawer. Here you can see the tiles you’ve hidden and add services back to your Tile Drawer.
  • Resize Tiles:  Some tiles can be resized.  Swipe right on mobile or click and drag left-to-right on desktop.  The resize icon will display.  Click/tap the desired size.  Please note:  Manage Cards, Overdraft Mgmt, Round-Up Savings, Skip-A-Pay, Debit Rebate and WalletFi can be resized.

Visit our Contact & Help Tile to contact us with any questions!

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