Debit Card Authorization

Your purchase could still be covered even if your balance runs low.

You've taken your car in for repairs. The mechanic wants $200, but you only have $150 available in your checking account. Relax! You won't have to walk home.

Faced with an unexpected expense? With Debit Card Authorization, your debit card purchase may be approved even if the available balance in your TCU account falls a little short.

How do you go about acquiring this kind of peace of mind?

Your first step is to enroll in Account Transfer Protection. From there:

Log into Online Banking, select "Account Services" and choose "Debit Card Authorization," then follow the instructions to opt In
Call the TCU Member Call Center at (800) 552-4745
Visit your nearest TCU Service Center