Skip to Sitemap

Mobile/Online Banking is currently undergoing maintenance and may be temporarily unavailable. We apologize for any inconvenience.

Teachers Credit Union Home Page
Teachers Credit Union Home Page

Compare Checking Accounts

Compare our checking accounts

Account Student Rewards Performance Advantage World Ultimate
$0 Monthly Fee Option* ✓ ✓   ✓ ✓
Minimum to Open $0 $25 $25 $25 $25
No Minimum Balance ✓ ✓ ✓ ✓ ✓
Contactless Debit
Card Type		 Platinum Platinum Platinum World Platinum
0.50% Debit Rebate ✓ ✓ ✓ ✓ ✓
Foreign ATM Fees Waived 2/month   1/month 2/month 1/month
Loan Discount**​     ✓ ✓ ✓
Mortgage Discount***     ✓ ✓ ✓
ID Protect® Services & Cellular Phone Protection     ✓ ✓  
Earns Dividends       ✓ ✓
.10% Money Market
Rate Bump		       ✓  

 

Debit Mastercard® Benefits

  • Zero Liability - You pay only for the purchases you have authorized on your Mastercard®, and you won't be held liable in the event of an unauthorized purchase.
  • Global Service - One call to Mastercard® Global Service provides unprecedented emergency customer service anytime, anywhere and in any language.
  • Airport ConciergeTM -  Provides enhanced travel benefits for Mastercard cardholders at more than 700 airports worldwide.
  • ID Theft ProtectionTM - If you're ever a victim, you'll have access to a variety of Identity Theft Resolution Services. World cardholders also receive concierge-level service from an Identity Restoration Specialist who'll work on your behalf.
  • ID Theft Alerts -  You're notified when your personal information is compromised online.
  • Satisfaction Guarantee - Up to 60 days of coverage when you are dissatisfied with a purchase and the store won't accept the return.
  • Extended Warranty - Doubles the original warranty on purchases (up to 12 months for Platinum and up to 24 months for World).
  • Purchase Assurance - Up to 90 days of free coverage on damaged or stolen purchases (World card only).

More Details

* Options to Reduce Monthly Account Fee:
Student Rewards Checking:  The $2 monthly account fee is waived if your monthly statement is delivered as an eStatement. 
Performance Checking: The $2 monthly account fee is waived if: a) your monthly statement is delivered as an eStatement; b) you enroll in direct deposit; OR c) you have combined balances of $2,500 in deposits, loans and/or TCU Investment Services balances; OR c) you have at least 10 debit transactions per month.
Advantage Checking: The $7 monthly fee will be reduced to $5 if your monthly statement is delivered as an eStatement.
World Checking: The $10 monthly fee will be reduced to $8 if your monthly statement is delivered as an eStatement, and is waived entirely if your combined deposit, loan and, TCU Investment Services balances exceed $100,000.
Ultimate Checking: The $10 monthly fee will be waived when your register for eStatements and complete at least 15 TCU debit card (NON-ATM) transactions monthly equaling $5 or more.

** A .25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, student loan and commercial loans).
*** Mortgage origination fee discount of $100.